Dr. David Kwashie Garr

David has been a Lecturer in the School of Business and Economics of the Presbyterian University College, Ghana since 2018. He currently teaches Risk Management in the Graduate School of the University. He holds a BA (Hons) Degree in Economics with Geography from University of Ghana, Legon, a Master’s Degree in Business Administration, Finance Option also from the same University and a PhD in Business Administration from the Open University, Malaysia. Prior to his teaching engagement with the Presbyterian University College, Ghana, David taught in the following Universities as a part-time Lecturer for eight (8) years in Economics, Management, Finance, Banking, Risk and Entrepreneurship: Accra Institute of Technology (AIT), Islamic University College, Ghana (IUCG) and LUCAS College at both the Undergraduate and Graduate Levels.

He is a Chartered Management Consultant (CMC), a Professional Administrator (FChPA), a Fellow and a former member of the Board of Trustees of the Chartered Institute of Administrators and Management Consultants-Ghana (CIAMC-G). He was a member of the Finance and Projects Committee, and the Examinations Committee of CIAMC-G. David is a Professional Level student of the Association of Chartered Certified Accountants, UK.

He worked in the banking industry in Ghana for over 28 years with experiences spanning commercial banking (now universal banking), Rural Banking, and Savings and Loans with special focus on banking operations, credit and marketing rising up to management level.

David’s areas of research interest are Banking, Finance, Financial Risk, Credit Risk and Economics. He supervises student theses at the Bachelor’s, Master’s and the PhD Levels.

Publications and Conferences

1.    Garr, D. K. & Awadzie, D. M. (2021). The Impact of Financial Intermediation on the Economy of Ghana. Journal of Economics, Finance and Management Studies ISSN (print): 2644-0490, ISSN (online): 2644-0504 Volume 4 Issue 06 June 2021 Article DOI: 10.47191/jefms/v4-i6-21, Impact Factor: 6.228 Page No. – 844-854

2.    Awadzie, D. M. & Garr, D. K. (2020). The Impact of Corruption on Economic Growth in Ghana. International Journal of Economics, Business and Management Research. Vol. 5, No.06; 2021 ISSN: 2456-7760.

3.    Garr, D. K. & Awadzie, D. M. (2021). The Impact of Financial Intermediation on Bank Performance. International Journal of Economics, Business and Management Research (IJEBMR). Vol. 5, No.05; 2021 ISSN: 2456-7760

4.    Garr, D. K. & Awadzie, D. M. (2021). The Impact of Credit Risk on the Performance of Banks in Ghana. Global Journal of Management and Business Research: C Finance Volume 21 Issue 2 Version 1.0 Year 2021, Global Journals Online ISSN: 2249-4588 & Print ISSN: 0975-5853.

5.    Awadzie, D.M. & Garr, D.K (2020) The Effect of Macro-Economic Variables on Capital Market Performance: A Case of Ghana Stock Exchange International Journal of Business Management and Economic Review. Vol. 3, No. 05; 2020 ISSN: 2581-4664.

6.    Awadzie, D. M. & Garr, D. K. (2020). The Effect of Inflation on Capital Market Performance in Ghana. International Journal of Economics and Business Management. Vol. 8(5) pp. 47-53 ISSN 2384-6151.

7.    Garr, D. K. & Kyereboah-Coleman, A. (2019). Bank-Specific, Industry-Specific and Macroeconomic Determinants of Performance in Ghanaian Banks. International Journal of Innovative Financial and Economic Research 7(3): 24-33, July – Sept., 2019 SEAHI Publications & Academic Journals.

8.    Garr, D.K. & Sunsouye F. (2018). Investigating the Impact of Past Period Inflation Volatility on Current Period Inflation Volatility and Credit Risk using Vector Error Correction Model. International Journal of Economics, Business and Management Research (IJEBMR), 

9.    Garr, G. K. (2016). Investigating Micro and Macroeconomic Determinants of Credit Risk in Commercial Banks. IUG Journal of Humanities and Social Sciences (IJHASS), vol. 1, no. 2, 2016 ISSN: 2579-0390 (online) Research and IT, Islamic University College, Ghana ISSN: 2026-5921(print) http://ijhass.org.

10. Garr, D. K. (2016). Impact of Inflation on the Ghanaian banking Industry: A Blessing or a Curse? IUG Journal of Humanities and Social Sciences. Vol. 1 No. 1 (2016).

11. Garr, D. K. (2013). Banking Sector Development in Ghana for the Period 1989 to 2010. Research Journal of Finance and Accounting, International Institute for Science, Technology & Education (IISTE), ISSN 2222-2847 (Online) Vol.4 No.16 2013.

12. Garr, D. K. (2013). Determinants of Credit Risk in the Banking Industry of Ghana. Developing Country Studies. International Institute for Science, Technology & Education (IISTE), ISSN 2225-0565 (Online) Vol. 3 No.11 2013.

13. Garr, D. K. & Kyereboah-Coleman, A. (2013). Macroeconomic and Industry Determinants of Interest Rate Spread-Empirical Evidence. Developing Country Studies. International Institute for Science, Technology & Education (IISTE), ISSN 2225-0565 (Online) Vol. 3 No. 12 2013.

14. Awadzie, D. M., Garr, D. K. & Tsoekeku, T. D.  (2022). The Relationship Between Economic Growth and Public Debt: A Threshold Regression Approach in Ghana. Journal of Business, Economics and Finance.Vol. 11 Issue 1DOI:10.17261/Pressacademia.2022.1549 JBEF-V.11-ISS.1-2022(2)-p.15-23

Research Publications (On-Going)

·       The Impact of Exchange Rate Fluctuation on the Performance of Ghana’s Economy.

·       Modelling Exchange Rate Volatility in Ghana using the GARCH Model.

·       The Impact of Corporate Social Responsibility on Firm’s Financial Performance: Evidence from the Telecom Industry in Ghana.